![]() Copymaster Two (Newspapers Money and Percentages).Copymaster One (Percentage worksheet): This goes over skills from Level 4 and may be used to get students started.Te reo Māori kupu such as ōrau (percent) and whakahekenga ōrau (percentage discount) could be introduced in this unit and used throughout other mathematical learning involving students in financial literacy contexts in which percentages are important, such as saving money or budgeting.sports, shared interests, links to other current curriculum areas) that interest your students ![]() ![]() creating scenarios with contexts (e.g.using the members of the class to create percentage problems.The contexts for activities can be adapted to suit the interests and experiences of your students by: providing access to calculators to allow students to confirm their estimations and experiment with more complex percentages.providing opportunities for small group and individualised instruction that addresses specific gaps in knowledge.providing opportunities for students to work in mixed groupings and pairs, in which they can benefit from peer learning and scaffolding, and the sharing and justification of individual’s ideas.encouraging students to use a variety of recording methods to illustrate their thinking, and encouraging them to share their representations with others.using models for recording, especially double number lines used in the unit.revising and working with commonly used percentages, such as 50%, 25%, 10%, to build up students’ fluency and confidence, before moving to the application of more complex percentages.The learning opportunities in this unit can be differentiated by providing or removing support to students and by varying the task requirements. Ways to differentiate include: 20% of 50 means 20% times 50, and since from above we know that % means per 100 or a fraction over 100, 20% of 50 means 20/100 times 50, or 1000/100, which is 10. When working with percentages, students must also realise that ‘of’ means ‘multiplied by’. Converting percentages to decimals can sometimes assist in calculation, such as 0.6 x 80 = 48 is an equivalent calculation to 60% x 80 = 48. As a decimal, 50% can be represented as 0.5. 50/100 also means 50 hundredths which is 5 tenths or 0.5 (note that 5 is in the tenths place). Percentages can be written as decimals, using the structure of the place value system. The answer, 20, reflects the fact that 50 out of 100 and 20 out of 40 are equivalent rates, just like the fractions 50/100 and 20/40 are equivalent.ĥ0% can be represented as an infinite number of equivalent fractions, such as 50/100 = 1/2 = 2/4 = 23/46, …. This means that 50% of a quantity (say, 40) can be calculated by multiplying the quantity by 50/100 (say, 40 x 50/100). Students should recognise the meaning of percent as deriving from the fraction over 100, should identify that a the % symbol is made up of the / and the 00 from this fraction.ĥ0% means at a rate of 50 out of 100, a rate that is equivalent to one half. Percentages are rates out of 100 (per hundred, per century), or a fraction with the number over 100. The Level 4 units: Getting Partial to Fractions, Getting Partial to Decimals, and Getting Partial: Fractions of sets form a good foundation for the content in this unit. Prior to using this unit, students should be familiar with decimals and fractions. In this unit, we explore money and percentages in a variety of real life contexts. Many of these applications involve money. Percentages are commonly used in real life.
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![]() The inputs in this tab include the face amount of the term loan, the total debt issuance costs, the stated interest rate at the time of issuance, and the payment schedule (column E). The first tab has a bit more going on than the second tab due to the effective interest method being used. A good check is to ensure that the ending balance of the debt issuance costs, net (column G) is $0 in the last period of amortization. Note that if the months of amortization vary from this standard template, which uses 60 months, additional months can be added or months can be taken away. The key inputs include the total amount of debt issuance costs and the months of amortization. The second tab is more simplified than the first as only a few inputs are necessary. The first tab of the file is used for term loans using the effective interest method, while the second tab is used for term loans and / or revolvers using the straight-line method. The attached file is a standard amortization template that may be used for term loans and revolvers. For both term loans and revolvers, the amortization period of the debt issuance costs is generally the contractual length of the debt. ![]() Also, the above guidance is generally applicable for term debt issued at a discount (also known as an original issue discount (OID)).įor revolvers, amortization of debt issuance costs is straight-line in nature. Note that this guidance does not apply to debt recorded at fair value, but only debt recorded at cost. The alternative method is typically the straight-line method. However, if another method does not result in a material difference from the effective interest method, it may be used. ![]() The above guidance indicates that the interest method, also known as the effective interest method, must be used to amortize the debt issuance costs. This is the interest method.ĪSC 835-30-35-4: Other methods of amortization may be used if the results obtained are not materially different from those that would result from the interest method. While we won’t cover the particular capitalizable costs in this blog posting or cover classification of these costs (we’ll highlight these items in a subsequent blog post), we’ll cover how these costs should be amortized for term loans and revolvers.įirst, let’s take a look at the relevant guidance within the Accounting Standards Codification (ASC) for term loans:ĪSC 835-30-35-2: With respect to a note for which the imputation of interest is required, the difference between the present value and the face amount shall be treated as discount or premium and amortized as interest expense or income over the life of the note in such a way as to result in a constant rate of interest when applied to the amount outstanding at the beginning of any given period. In most instances when debt is issued, there are costs associated with the issuance that may be capitalizable under US GAAP. ![]() As of 16:48 GMT on April 18th, 2020 9, there were 2,287,369 confirmed cases worldwide, with 157,468 confirmed deaths and 585,838 recovered patients. The novel coronavirus was transmitted to all parts of Europe within the next few weeks, and as a result, the WHO declared COVID-19 to be a pandemic on March 11th, 2020. The first serious COVID-19 outbreak in Europe was identified in northern Italy during February, with the country recording its first death on February 21st 8. On January 30th, the WHO declared the epidemic to be a public health emergency 1, and the disease caused by the virus received its official name, that is, COVID-19, on February 11th 7. ![]() However, the virus quickly spread to other Chinese regions and neighboring countries, while Wuhan, identified as the epicenter of the outbreak, was cut off by authorities on January 23rd, 2020 6. On January 14th, the World Health Organization (WHO) tweeted that Chinese preliminary investigations reported that no human-to-human transmission had been identified 5. ![]() ![]() China reported its first COVID-19-related death on January 11th, while on January 13th, the first case outside China was identified 4. The outbreak first came to international attention after the World Health Organization (WHO) reports said that there was a cluster of pneumonia cases on Twitter on January 4th 2, followed by the release of an official report on January 5th 3. In December 2019, a novel coronavirus of unknown source was identified in a cluster of patients in the city of Wuhan, Hubei, China 1. In line with previous work that has suggested that online real-time data are valuable in the monitoring and forecasting of epidemics and outbreaks, it is evident that such infodemiology approaches can assist public health policy makers in addressing the most crucial issues: flattening the curve, allocating health resources, and increasing the effectiveness and preparedness of their respective health care systems. The results indicate that there are statistically significant correlations between Google Trends and COVID-19 data, while the estimated models exhibit strong COVID-19 predictability. Next, a COVID-19 predictability analysis is performed, with the employed model being a quantile regression that is bias corrected via bootstrap simulation, i.e., a robust regression analysis that is the appropriate statistical approach to taking against the presence of outliers in the sample while also mitigating small sample estimation bias. As a preliminary investigation, Pearson and Kendall rank correlations are examined to explore the relationship between Google Trends data and COVID-19 data on cases and deaths. To that end, in this paper, the role of Google query data in the predictability of COVID-19 in the United States at both national and state level is presented. During the unprecedented situation that all countries around the globe are facing due to the Coronavirus disease 2019 (COVID-19) pandemic, which has also had severe socioeconomic consequences, it is imperative to explore novel approaches to monitoring and forecasting regional outbreaks as they happen or even before they do so. ![]() 3. Elusive Wildlife Premium 12 Volt Feeder Control System – Box And Motor Only – Black It's an excellent way to provide mineral blocks to your deer and ensure they have access to essential supplements. This feeder has a wide range of applications and is suitable for deer, horse, sheep, goat, wildlife, livestock, and more. For optimal results, it's suggested to mount the feeder 30"-38" above the ground. The lid with handle is also very convenient for placing bricks. It's super easy to put together and hangs with ease. The Deer Block Feeder is incredibly easy to use, thanks to the two strips that come with it. Whether it's mineral/salt block, apple deer lick, or other standard feed supplement blocks, this feeder has got you covered. ![]() Measuring 10"x10"x22" and weighing 12.55lb, this feeder can accommodate two standard refill blocks up to 10". The highly load-bearing and wear-resistant strap ensures the feeder can handle even the most active wildlife. Introducing the Deer Block Feeder, a reliable and durable solution for protecting mineral and attractant blocks from the weather and maximizing the feeding rate of wildlife.Ĭrafted from heavy-duty stainless steel material, the hanging deer feeder is built to withstand tough outdoor tests. 2. Mountable Gravity Deer Feeder For Salt Block Whether for hunting, wildlife observation, or conservation efforts, the Digital Timer provides a reliable and customizable feeding solution for users. To operate the Digital Timer, users only need one 6-volt battery, making it an economical and efficient tool for feeding wildlife. Users can easily monitor the battery level and replace it when necessary, while the external power port provides an alternative power source for extended periods of use. The battery indicator and external power port are additional features that enhance the convenience and functionality of the timer. The feed-level estimator is another useful feature that allows users to monitor the amount of feed remaining in the hopper, ensuring that wildlife are consistently provided with adequate nutrition. The Digital Timer also comes equipped with a built-in varmint guard, which prevents unwanted pests from accessing the feed and causing damage. The Wind-resistant metal spin plate and funnel, combined with the durable ABS plastic housing, ensure that the timer can withstand harsh weather conditions and remain functional for extended periods of time. The Quick-lock adapter is a versatile feature that enables users to mount the timer to any barrel or hopper with ease, eliminating the need for additional equipment or tools. With the ability to program up to six feed times per day, each lasting from one to twenty seconds, this timer allows for precise and customizable feeding schedules. The Digital Timer is a convenient and reliable tool for feeding wildlife, designed to provide users with maximum flexibility and ease of use. What brands offer the most reliable motors? Are there any features that are essential for a deer feeder motor? How much money should you expect to spend for a high-quality motor? With these questions in mind, you can compare different options and find the perfect deer feeder motor to ensure a successful hunting season. When it comes to finding the best deer feeder motor, you might have some questions on how to choose the right one. Will the motor be able to handle rain, snow, and extreme temperatures? ![]() Will it easily fit onto your feeder and run quietly enough so as to not scare off the deer? And don't forget to take into account the weather and climate in your area. You wouldn't want a motor that burns out after a few uses or can’t handle the weight of the feed.Īdditionally, think about the mounting options for the motor and the level of noise it produces. Also, make sure to consider the motor’s durability and power capabilities. Different motors are designed to work with different feeder types. First and foremost, you need to think about the type of deer feeder you have. If you’re looking for the best deer feeder motor, there are certain factors to consider before making a purchase. Each condominium owner has an undivided ownership interest in the common elements.ĬONDEMNATION: A judicial or administrative proceeding to exercise the power of eminent domain, through which a government agency takes private property for public use and compensates the owner.ĬONDOMINIUM: The absolute ownership of an apartment or a unit (generally in a multi-unit building) based on a legal description of the airspace the unit actually occupies, plus an undivided interest in the ownership of the common elements, which are owned jointly with the other condominium unit owners.ĬONSIDERATION: That which is received by the grantor in exchange for his or her deed.ĬONSTRUCTIVE NOTICE: Notice given to the world by recorded documents regarding interests and rights in real estate. Because Registers of Deeds are empowered by law to acknowledge documents, a working knowledge of these sections is important.ĪTTACHMENT: The act of taking a person’s property into legal custody by writ or person’s debt to a creditor.ĬERTIFIED COPY: A document copy certified by the official records authority who has affixed his/her certification and seal to the copy.ĬHAIN OF TITLE: The succession of conveyances, from some accepted starting point, whereby the present holder of real property derives his or her title.ĬHATTEL: Moveable items considered to be personal property and not real property.ĬLOUD ON THE TITLE: Any document, claim, unreleased lien, or encumbrance that may impair the title to real property or make the title doubtful, usually revealed by a title search and removed by either a quit claim deed or suit to quiet title.ĬOMMON ELEMENTS: Parts of a property that are necessary or convenient to the existence, maintenance, and safety of a condominium, or are normally in common use by all of the condominium residents. ![]() How authentication may take place is set out in ss. An attorney may authenticate a signature on a legal document. In most cases, the signatures on documents must be authenticated or acknowledged before the Register may accept them. ![]() Because registers of deeds are empowered by law to acknowledge documents, a working knowledge of these sections is important.ĪPPRAISAL: The process through which conclusions of property value are obtained also refers to the report that sets forth the process of estimation and conclusion of value.ĪSSESSMENT: The imposition of a tax, charge, or levy, usually according to established rates.ĪSSIGNMENT: The transfer in writing of interest in a bond, mortgage, lease, or other instrument.ĪSSUMPTION OF MORTGAGE: Acquiring title to property on which there is an existing mortgage and agreeing to be personally liable for the terms and conditions of the mortgage, including payments.ĪUTHENTICATION: The process of establishing the fact that each signature on an instrument is genuine. An acknowledgment is a type of authentication often performed by a notary public. In most cases, the signatures on documents must be authenticated or acknowledged before the register may accept them. The process of establishing the fact that each signature on an instrument is genuine. ![]() The following section is definitions for terms used in the register of deeds office. ![]() Individuals must join the Air Force Reserve component into one of the Air Force Reserve Enlisted Master Incentive Listings with Critical Shortage. This Air Force Reserve Repayment Program will assist with student loan repayment for every year that an individual joins the Air Force Reserves. The current program has been expanded to offer up to a total of $65,000 from the previous cap of $10,000. The Student Loan Repayment Program is a bonus that individuals take advantage of upon enlisting and receive the benefits upon each successful year completed. ![]() The opportunities mentioned above are programs offered after enlistment, not bonuses that encourage enlisting. These programs assist with tuition after a certain amount of time as an enlisted or reserve Air Force member. If you join the Air Force, there are Student Loan Repayment options and the Enlisted Incentive Program. These bonuses are subject to change as in-demand needs are met.īonus amounts vary between career fields based on Air Force needs. Mobility Air Forces Integrated Instrument and Flight Control Systems.SERE- Survival, Evasion, Resistance and Escape (SERE).The list below includes career-specific bonuses that may be available. The below career fields may currently offer bonuses, but check with your recruiter as the needs for the Air Force can change.īonuses will be offered for those who enlist in these in-demand positions. ![]() Related Article: How To Join The Space Force 3. ![]() You can find the exact amount available for these by logging into the USAF Personnel Center. Several medical positions also offer an SRB for 2023, including Mental Health Services, Allergy/Immunization Technicians, Diagnostic Imaging, and Flight and Operational Medical Technician slots. Other fields eligible for the 2023 Reenlistment Bonus include Cyber Warfare Operations, Command and Control Operations, and Command and Control Battle Management Ops.Ĭyber Defense positions including Systems Operations, Security Operations, Software Development Operations, and Cyber Intelligence – Analysts are also eligible for the 2023 SRB.Īircraft and Missile and Space Systems Maintenance positions also offer a reenlistment bonus, as well as the chronically under-manned EOD field. Other AFSCs offering an SRB include loadmasters for HC-130J and MC-130J. The bonus amounts vary between language and experience. To retain highly qualified individuals in these specialties, the Air Force has offered Selective Reenlistment Bonuses for Airborne and Ground Cryptologic Language Analyst positions in Chinese, Russian, and Persian in 2023. These career fields require intensive training and have high-risk job functions. Airborne/Land Based Linguist & EODĪirborne/Land Based Linguist and EOD specialties are in high demand. The maximum amount authorized is $100,000.00 per zone, with a lifetime cap of $360,000. The SRB is based on a calculation of one month’s salary multiplied by the number of years of reenlistment times a multiplier for the career/years of service. The amount of the bonuses is based on the AFSC. Reenlistment must be done at their home station and can be conducted by any officer. Individuals who qualify will receive a monetary incentive to remain on active duty.Īirman must re-enlist into the specialty they are currently in and must serve in that specialty for the duration of that enlistment period. The hope is to keep individuals in those positions who have experience, versus bringing in new recruits. This decision was made to retain individuals in areas that are considered undermanned. The USAF Selective Retention Bonus (SRB) is offered to 51 different Air Force specialties this year. The Air Force has announced its retention bonus program for the fiscal year 2023. Retention Bonus Air Force aircraft in Kuwait. Rated Officer Retention Demonstration Programġ. ![]() This lack of pigment causes red or violet eyes.Īs eye pigmentation is important for vision, people with ocular albinism often have problems with their eyesight.Ī person with ocular albinism may have very blurry vision or poor depth perception. People with albinism or ocular albinism usually have little or no melanin in the iris. The light scatters off the collagen in a way that makes the eyes appear gray. People with gray eyes have little or no melanin in their irises, but they have more collagen in a part of the eye called the stroma. GrayĬlose to 3% of the world’s population have gray eyes. In the U.S., where many people descend from ancestors from Ireland and Scotland, about 9% of people have green eyes. However, green eyes are very common in some parts of the world, including Ireland and Scotland. GreenĪn estimated 2% of the world’s population have green eyes, making them very rare overall. People of Asian, Spanish, South American, and South African descent are most likely to have amber eyes. AmberĪmber eyes, which have slightly more melanin than hazel eyes but not as much as brown eyes, account for about 5% of the world’s population. Hazel eyes are more common in North Africa, the Middle East, and Brazil, as well as in people of Spanish heritage. have hazel eyes, which are a mixture of green, orange, and gold. HazelĪpproximately 5% of the world’s population and 18% of people in the U.S. Most people with blue eyes are of European descent. Scientists believe that it is possible to trace all blue-eyed people back to a common ancestor, who likely had a genetic mutation that reduced the amount of melanin in the iris. In the U.S., that proportion is higher, at about 27%. Blue eyesīlue is the second most common eye color globally, with estimates suggesting that 8–10% of people have blue eyes. People with brown eyes are less likely to develop eye cancer, macular degeneration, and diabetic retinopathy than those with lighter colored eyes.īrown-eyed people are, however, more at risk of cataracts as they get older. ![]() Nowadays, the AAO note that about half of those living in the United States, and a higher proportion of people in Africa and Asia, have brown eyes. In fact, the American Academy of Ophthalmology (AAO) state that everyone on Earth had brown eyes around 10,000 years ago. Brown eyesĪccording to estimates, 70–79% of the world’s population have brown eyes, making it the most common eye color worldwide. Some people have eyes that are different colors than each other. The second most common color is blue, but people can also have green, gray, amber, or red eyes. The vast majority of people in the world have brown eyes. 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Welcome to Unblocked Games 76, the renowned gaming website that invites you to indulge in a vast collection of more than 2000 exhilarating games. Signs that your child has a serious illness that requires urgent medical attention include severe pain, drowsiness, pale or blue skin, dehydration, breathing difficulties, seizures and reduced responsiveness. If the diarrhoea is caused by a specific virus, bacteria or parasite, a test of your child’s poo will show what the problem is. If the diarrhoea is chronic, your doctor might order some blood and poo tests to look for other underlying causes. The most important thing is to make sure that your child has enough to drink. Give your child small amounts to drink often – for example, a few mouthfuls every 15 minutes. It’s best to use an oral rehydration fluid like Gastrolyte, Hydralyte, Pedialyte or Repalyte. You can buy these fluids over the counter from a pharmacy. These products might come as premade liquid, powder or icy poles for freezing. Make sure that you make up the liquid carefully according to the instructions on the packet. If you can’t get oral rehydration fluid, you can use diluted lemonade, cordial or fruit juice. Use 1 part of lemonade or juice to 4 parts of water. Full-strength lemonade, cordial or fruit juice might make the diarrhoea worse, so don’t give these to your child. If you have a young breastfed baby, keep breastfeeding but feed more often. You can give your child extra oral rehydration fluid between feeds. If your baby is bottle fed, give them oral rehydration fluid for the first 24 hours only and then reintroduce full-strength formula in smaller more frequent feeds. ![]() ![]() You can still offer extra oral rehydration fluids between feeds. You can try to get your child drinking more by giving them drinks via a syringe or spoon, and letting them suck icy poles. Your child might refuse food to start with. ![]() Peredo also recommends that those with mature skin swap out drier powder or solid formulas for either liquid or cream concealers. ![]() Meanwhile, humectants like hyaluronic acid and glycerin can help hydrate dry skin and, in turn, improve the appearance of fine lines and even hyperpigmentation.ĭr. As with the best foundation for mature skin, stick with concealers packed with skin care ingredients designed to replenish and protect the skin barrier, such as ceramides, peptides, and antioxidants. How do you keep concealer from settling in wrinkles?įirst, consider your formula. Best For Dark Circles: Yves Saint Laurent Touche Éclat All-Over Brightening Concealer Pen, $40.Best for Dark Spots: Hourglass Airbrush Vanish Concealer, $36.Best for Undereyes: Armani Beauty Luminous Silk Face and Under-Eye Concealer, $38.Best Luxury Option: Tom Ford Traceless Soft Matte Concealer, $60.Best Drugstore Pick: Neutrogena Hydro Boost Hydrating Concealer, $12.Best Overall Concealer for Mature Skin: Nars Radiant Creamy Concealer, $32.(FYI: Just as essential is understanding how to remove makeup correctly, since rubbing or tugging the eye area to remove that waterproof mascara can contribute to lines.) Best Concealers for Mature Skin 2023: What’s more, mature skin tends to be prone to dryness, according to Diane Madfes, MD, a board-certified dermatologist based in New York City, because the skin barrier doesn’t function as well over time.īecause of this, it’s important to use a formula that can adequately cover up age spots, undereye circles, and blemishes without settling into fine lines or exacerbating dullness, especially if you’re going for a no-makeup makeup look. In other words, it’s how all skin types age-think fine lines, wrinkles, thinning skin, loss of elasticity, or all of the above. If you happen to be in the market for the best makeup for older women, it’s first important to understand what it means to have mature skin in the first place.Īccording to New York board-certified dermatologist Marina Peredo, MD, mature skin results from a combination of genetics and environment. Finding the best concealer for mature skin is no easy feat, since many standby formulas can begin to crease, look dry, or settle into lines once you hit a certain age. |
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